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MS&AD Insurance Group Holdings, Inc.

JapanFINANCIAL AND INSURANCE ACTIVITIES2024

Scope 1

15,589

t CO₂e

Scope 2

Location-based

41,634

t CO₂e

Scope 3

4,409,956

t CO₂e

Total Emissions

4,467,179

t CO₂e

KPMG AZSA Sustainability Co., Ltd.(limited assurance)
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Scope 3 Category Breakdown

CategoryEmissions (t CO₂e)
1.Purchased Goods & Services39,607
2.Capital Goods48,766
3.Fuel & Energy Related Activities11,760
5.Waste Generated in Operations1,498
6.Business Travel15,232
7.Employee Commuting7,733
13.Downstream Leased Assets5,360
15.Investments4,280,000

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